Homeowner Information

The summer 2021 season for buyers

To buy or to sell? The summer forecast for Lakefront homes in PA From the historically low mortgage interest rates throughout the pandemic year in 2020, rates remained low going into 2021 - as low as 2.65% in January of this year. Even as coronavirus fears and restrictions ease and vaccination numbers rise, homebuyers can still enjoy extremely low-interest rates of around 3%. In fact, Real Trends stated...

Lake Wallenpaupack real estate

The COVID-19 effect on Lake Wallenpaupack real estate In year two of the COVID-19 pandemic, the housing market has seen its biggest boom since just before the economy crashed in 2008. Back then, mortgage lenders were giving loans out to just about anyone who would take them, and many people ended up purchasing (and later foreclosing on) homes they couldn’t actually afford.  In fact, according to The...

Lead Poisoning

Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. Lead poisoning can cause reproductive problems, high blood pressure, digestive problems, nerve disorder, memory and concentration problems, and muscle and joint pain...

Environmental Issues

When purchasing a property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated properties in the neighborhood, or property owners who the government has fined for failing to meet environmental safety standards. Before, it took...

Condominium and PUD Ownership

To combat the dual problem of an increasing population and a declining availability of prime land, builders are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affordable housing. The two most common forms of common interest developments in many states are Condominiums, and Planned Unit Developments, often referred to as PUDs....

Common Ways of Holding Title

How Should I Take Ownership of the Property I am Buying? Real property can be precious, and the question of how parties can take ownership of their property is important. The form of ownership taken -- the vesting of title -- will determine who may sign various documents involving the parties' property and future rights to the transaction. These rights involve such matters as real property taxes, income...

Thinking About Buying a Foreclosure?

With the housing bubble burst and the subprime mortgage crisis, millions of homeowners found themselves unable to make their mortgage payments. Many found themselves owing more on the house than the home was worth. Many just walked away from their homes. As a result of these complicated issues, millions of homes were foreclosed. While this isn’t the only reason homes are foreclosed, it has been a...

Real Estate Glossary

Real Estate Glossary A Acceleration Clause A mortgage provision gives the lender the right to demand payment of the entire principal balance if a monthly payment is missed. Acceptance An offeree’s consent to enter into a contract and be bound by the terms of the offer. Additional Principal Payment A payment by a borrower of more than the scheduled principal amount reduces the loan's remaining...

Build a Plan of Action and Get Ready

Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and build a plan of action that gets you there. Before you can build a plan of action, take...

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